บริษัท อีซี่ บาย จำกัด (มหาชน)
EASY BUY PUBLIC COMPANY LIMITED
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Company History

SIAM A&C was incorporated.
Started operating a consumer finance business by launching an Installment Loan Business. with an initial paid-up registered capital of 120 million Baht by the form of joint venture between top leading Thai companies and ACOM Co., Ltd., a leading consumer financial company in Japan.
Launched “EASY BUY” as the company’s registered trademark.
Launched the Personal Loan Business, as an unsecured loan in the form of cash.
Opened the first upcountry branch in Nakorn Ratchasima province to provide consumer finance services to customers in the northeast region.
Increased registered capital from Baht 120 million to Baht 140 million for the existing shareholders.
Increased registered capital to Baht 200 million for the existing shareholders.
Converted into a public limited company and changed its name to EASY BUY Public Company Limited.
Became under the supervision of the Bank of Thailand pursuant to the Notification of the Ministry of Finance.
Offered new personal loan service, revolving loan, named “Umay+”, under slogan “Life is more manageable”.
Provided cash withdrawal channels via Commercial Bank’s ATM network to expand convenience to Umay+ customers.
Increased registered capital to Baht 300 million to the existing shareholders.
Launched new revolving loan service, named “Umay+ Premier”, focused on regular income earners from the middle class and upper.
Affirmed the company’s rating of “BBB+” by TRIS Rating Co., Ltd.
Obtained the foreign business license to operate personal loans under the supervision of non-financial institution operators under the conditions prescribed by the Ministry of Finance.
Increased registered capital to Baht 3,900 million for the existing shareholders.
Achieved 1 million “Umay+” Cardholders nationwide.
Increased registered capital to Baht 4,500 million for the existing shareholders.
Affirmed the National Long Term Rating of the Company to AA(tha) with a Stable Outlook by Fitch Ratings (Thailand) (“Fitch Ratings”).
Upgraded the National Long Term Rating of the Company to AA+(tha) with a Negative Outlook by Fitch Ratings.
Affirmed the National Long Term Rating of the Company to AA+(tha) with Stable Outlook by Fitch Ratings.
Increased registered capital to Baht 6,000 million for the existing shareholders.
Certified to be a member of the Collective Action Coalition against Corruption (CAC).
Re-branded logo “Umay+”, under the tag line “Plus happiness to Life”.
Provided Cardless Withdrawal Service. Customers can simply initiate a withdrawal transaction via the Umay+ Mobile Application and then scan the QR Code at the transacted ATM to receive cash instantly.
Strengthen the agility of information technology and provide electronic services such as E-NCB, E-Statement, and E-NCB Yearly Letter, as well as providing Virtual Cards for customers.
Relocated Head Office to 8-11th Floor, Rasa Two, Phetchaburi Road, Makkasan, Ratchathewi, Bangkok
Reached a total of 1 million users of the Umay+ Mobile Application
Launched NDID applied cases
Reached a total of 1 million users of e-Statement / e-NCB
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